JD Byrider Discrimination, Scam, False Advertisement. Akron Ohio

Your credit is so poor that a subprime dealer declined your loan request. You drove an hour to Akron even though Cleveland is only 20-minutes away. Were you unable to acquire a loan in Cleveland?

A new Mercedes can be leased for $500-$1000 a month so what are you leasing for $1600 a month?

There is no discrimination but there is more to this story.

You say you are a Business School Graduate(based on how you wrote this I really wonder what Business School), 2 cars paid off, and more than enough to meet the income requirement.  So why would you drive over an hour to go to a SUB-PRIME lender?  With two cars paid off, why are you renting a car for $1600/month?

There seems to be some things you are leaving out.

I am not going to go into what they did or did not say about your pregnancy because I was not there and we are only hearing one side of the story. But while they generally are not be allowed to use your pregnancy as a reason, if you are going to take maternity leave and have a drop in income they MAY be able to use that as a reason for denial. Because this could affect YOUR ability to pay.

You talk about "household" income. Nothing in the ad stated "household" income so that would figure it was meant to be your income. Why did you not bring your husband with you as the co-signer?

 Please tell us, using all your "business education", the wisdom behind getting involved in a CAR FLEASE for a used car! Since you have ALL this education, I guess you must have missed the classes which discussed the use of such words as "establish", "because", "paid". In your whining here, you make NO MENTION of additional income from a husband.

No doubt, you're still another UNWED MOTHER popping out kids and a drain on state and federal resources. Granting of credit depends upon the ability to repay the loan. You can claim whatever you want now, but nobody knows what will happen after the baby is born with regard to your ability/willingness to work. Of course, one second after childbirth, you may be all too willing to dump the child into daycare because you don't want to be a responsible mother, just like thousands and thousands of UNWED MOTHERS like you do. Yep...what a wonderful example of responsibility!

 It was YOU who walked out on YOUR debt. If YOU don't like bill collectors calling you, then pay YOUR bills on time!